Metro Valley Insurance's mission is to provide financial protection and peace of mind for our policyholders by offering quality information and options to insurance products that meet you and or your families needs.



Blue Cross Blue Shield of Arizona


Since 1939, BCBSAZ has become one of the most trusted and recognized companies in the Valley. Nearly 1.3 million Arizonans count on the health insurance products, services and networks of Blue Cross Blue Shield of Arizona. Their 75 years of service are the result of a commitment to be there for customers, now and in the future. The not-for-profit company offers a variety of managed care plans to small and large employer groups, individuals, and families, including PPO, HMO, and high-deductible health plans. It also provides dental, vision, and prescription drug coverage, as well as supplemental health plans for Medicare beneficiaries. Additionally, BCBSAZ's HealthyBlue wellness and disease management programs give members information and services that encourage healthy lifestyles. BCBSAZ serves customers throughout the state of Arizona from its offices in Chandler, Flagstaff, Phoenix, and Tucson. It has a contracted network of some 21,000 physicians and dentists located across the state, as well. The company offers insurance services to individuals and families, seniors, employers, brokers and consultants, and healthcare professionals through agents. Its Alliance Network includes contracted hospitals and doctors that are part of Banner Health and Scottsdale Healthcare. Its Select Network comprises contracted hospitals and doctors that are part of Phoenix Children's Hospital, Dignity Health, IASIS Healthcare, and Abrazo Health. The company has been revamping many of its health plan offerings, revising coverage terms and lowering premiums in an effort to attract more customers. Working with state and federal tax incentive programs, BCBSAZ increased promotional efforts for its low-premium small business insurance plans in 2010 and 2011. In addition, BCBSAZ has launched marketing campaigns targeting Arizona's Hispanic community, which makes up 30% of the state's population.


AMBetter


AMBetter, Inc. is among the United States of America's largest publicly traded managed health care companies. The company's HMO, POS, insured PPO and government contracts subsidiaries provide health benefits to approximately 6.6 million individuals in all 50 states and the District of Columbia through group, individual, Medicare, Medicaid, Tricare and Veterans Affairs programs. AMBetter's behavioral health services subsidiary, MHN, provides behavioral health, substance abuse and employee assistance programs (EAPs) to approximately 7.3 million individuals in various states, including the company's own health plan members. The company's subsidiaries also offer managed health care products related to prescription drugs, and offer managed health care product coordination for multi-region employers and administrative services for medical groups and self-funded benefits programs.


Aetna


One of the largest health insurers in the US with over 160 years in the business. Aetna also offers life and disability insurance, as well as retirement savings products. Its health care division offers HMO, PPO, point of service (POS), health savings account (HSA), and traditional indemnity coverage, along with dental, vision, behavioral health, and Medicare and Medicaid plans, to groups and individuals. The health care segment covers some 22 million medical members. Aetna's group insurance segment sells life and disability insurance nationwide, and its large case pensions segment offers pensions, annuities, and other retirement savings products. Aetna offers traditional health plans, dental plans, Medicare prescription drug coverage (known as Part D), and Medicare PPO group accounts nationwide, with a care network encompassing 1 million doctors and 5,400 hospitals. The company also provides privately administered Medicare Advantage health plans in about 35 states. Though Aetna primarily provides insurance through large, employer-sponsored programs, the shifting US health care landscape has also prompted Aetna to step up its marketing efforts to individuals and small businesses in response to increasing product demand in these segments



United Health


UnitedHealth Group unites its health plans with consumers across the US. A leading health insurer, it offers a variety of plans and services to group and individual customers nationwide. Its UnitedHealthcare health benefits segment manages HMO, PPO, and POS (point-of-service) plans, as well as Medicare, Medicaid, state-funded, and supplemental vision and dental options. Together, the UnitedHealthcare businesses serve about 40 million members. In addition, UnitedHealth's Optum health services units -- OptumHealth, OptumInsight, and OptumRx -- provide wellness and care management programs, financial services, information technology solutions, and pharmacy benefit management (PBM) services. UnitedHealth's plans have a combined provider network of some 780,000 doctors and 5,900 hospitals nationwide. Its health plan units and other divisions serve customers throughout the US, as well as 20 international countries. The UnitedHealthcare Employer & Individual unit, which serves 26 million members through its plans for students, families, individuals, and businesses. Altogether, the UnitedHealthcare divisions and Optum health service businesses provide benefits and related services to more than 85 million individuals. UnitedHealth has prospered to become the largest US health insurer, in part, by expanding into new regions through the purchase of smaller rivals and corporate health plans. It also widens its geographic reach by establishing subsidiaries in new markets, as well as by gaining new government health coverage contracts. For instance, at the beginning of 2013, UnitedHealthcare became the new administrator for the federal TRICARE West Region health plan, which provides coverage for military personnel in the western US.



Humana


Medicare has made Humana a big-time player in the health insurance game. One of the country's largest Medicare providers and a top health insurer, Humana provides Medicare Advantage plans and prescription drug coverage to more than 5 million members throughout the US. It also administers managed care plans for other government programs, including Medicaid plans in Florida and Puerto Rico and TRICARE (a program for military personnel) in 10 southern states. Additionally, Humana offers commercial health plans and specialty (life, dental, and vision) coverage; it also provides health management services and operates outpatient care clinics. All told, it covers more than 12 million health plan members in the US. Humana has expanded the geographic reach of its Medicare plans, and now has at least one Medicare product available in every state in the US, with its largest markets located in the southern and midwestern US. Some three-fourths of Humana's sales come from government program (primarily Medicare) premiums. Most Medicare sales are made through the retail operating segment (about half of revenues), which also includes some commercial individual health plans (including HMOs and PPOs) and the company's specialty benefits unit, which provides dental, vision, life, and third-party administration services to more than 8 million customers. The employer group segment (20% of sales) sells some Medicare policies; however, the division's revenues primarily come from the sale of commercial health plans (including HMOs and PPOs) to corporate accounts on a fully-insured basis or an ASO (administrative services only) basis.









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Metro Valley Insurance

"The Right Plan For A Healthier You"